Comments on: The 'BANK of APPLE'…Why Apple should buy Mastercard, Visa and/or American Express http://howardlindzon.com/the-bank-of-applewhy-apple-should-buy-mastercard-visa-andor-american-express/ Just another WordPress site Thu, 24 May 2012 18:04:00 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: haileris http://howardlindzon.com/the-bank-of-applewhy-apple-should-buy-mastercard-visa-andor-american-express/#comment-9899 haileris Fri, 28 Dec 2007 22:38:45 +0000 http://howardlindzon.com/?p=3115#comment-9899 Brad: My guess is that they aren't buying anyone so that they can maintain their psychotic internal culture (imagine cutthroat management style combined with artsy fartsy underlings, with a huge dose of collective narcissism). I'd go further and argue that any buyouts from true silicon valley genius companies don't work. It's not a issue of scale, but rather an issue of market segments. Apple, Google, et al. are able to scale just fine, but Apple has proven the most that they can enter new markets. I'm at a loss for companies that Apple can buy out. Howard: Watch <a href="http://www.amazon.com/b/ref=sc_fe_l_2?ie=UTF8&node=342430011" rel="nofollow">Amazon's Flexible Payment Service</A>. As Paypal has shown, payments are one step away from pseudo-banks. Brad: My guess is that they aren’t buying anyone so that they can maintain their psychotic internal culture (imagine cutthroat management style combined with artsy fartsy underlings, with a huge dose of collective narcissism). I’d go further and argue that any buyouts from true silicon valley genius companies don’t work.

It’s not a issue of scale, but rather an issue of market segments. Apple, Google, et al. are able to scale just fine, but Apple has proven the most that they can enter new markets. I’m at a loss for companies that Apple can buy out.

Howard: Watch Amazon’s Flexible Payment Service. As Paypal has shown, payments are one step away from pseudo-banks.

]]> By: Howard Lindzon http://howardlindzon.com/the-bank-of-applewhy-apple-should-buy-mastercard-visa-andor-american-express/#comment-9898 Howard Lindzon Fri, 28 Dec 2007 22:13:29 +0000 http://howardlindzon.com/?p=3115#comment-9898 you are taking it too liuterally. I really mean this is a cash machine that can pretty much do what it wants to in the stock market you are taking it too liuterally. I really mean this is a cash machine that can pretty much do what it wants to in the stock market

]]> By: Brad Webb http://howardlindzon.com/the-bank-of-applewhy-apple-should-buy-mastercard-visa-andor-american-express/#comment-9897 Brad Webb Fri, 28 Dec 2007 21:54:05 +0000 http://howardlindzon.com/?p=3115#comment-9897 As it sits Apple is bigger than Intel, HP *and* IBM. They also haven't made any significant purchases in awhile -- which is somewhat scary. The "we have all the smart guys" philosophy won't/hasn't scaled in the past, so I think regardless of what they buy, they need to buy something -- if only to make sure they don't stale. As it sits Apple is bigger than Intel, HP *and* IBM. They also haven’t made any significant purchases in awhile — which is somewhat scary. The “we have all the smart guys” philosophy won’t/hasn’t scaled in the past, so I think regardless of what they buy, they need to buy something — if only to make sure they don’t stale.

]]> By: Thomas http://howardlindzon.com/the-bank-of-applewhy-apple-should-buy-mastercard-visa-andor-american-express/#comment-9896 Thomas Fri, 28 Dec 2007 18:07:38 +0000 http://howardlindzon.com/?p=3115#comment-9896 What you ignore is that MasterCard and Visa are associations, not some large, monolithic company. They're associations of member banks. Discover is just one bank, though. What you ignore is that MasterCard and Visa are associations, not some large, monolithic company. They’re associations of member banks. Discover is just one bank, though.

]]> By: Pietro Watanabe http://howardlindzon.com/the-bank-of-applewhy-apple-should-buy-mastercard-visa-andor-american-express/#comment-9895 Pietro Watanabe Fri, 28 Dec 2007 16:30:11 +0000 http://howardlindzon.com/?p=3115#comment-9895 Trouble with this idea, is that it's outside of Apple's core competencies. There is no technological synergies between banking and Apple's current business. Companies that become conglomerates usually become sources of mediocracy. Trouble with this idea, is that it’s outside of Apple’s core competencies. There is no technological synergies between banking and Apple’s current business. Companies that become conglomerates usually become sources of mediocracy.

]]> By: Crawford http://howardlindzon.com/the-bank-of-applewhy-apple-should-buy-mastercard-visa-andor-american-express/#comment-9894 Crawford Fri, 28 Dec 2007 16:04:52 +0000 http://howardlindzon.com/?p=3115#comment-9894 Why just loan cash for homes. Buy Dwell Homes and rename it iHomes...designer homes in a box, pre-wired of course with usb connnections in every nook and cranny. Ahhhhhhhhh, glass staircases, mac minimal lines and angles. The mind runs wild. All things insane are possible. And lovely. What gets me to stand back in awe though is to just appreciate that the vision Jobs had in that garage ain't all that far away from the vision we're seeing realized today. It just took the rest of us about 30 years to see it. Very cool lesson in patience and determination. Can you say, long. Why just loan cash for homes. Buy Dwell Homes and rename it iHomes…designer homes in a box, pre-wired of course with usb connnections in every nook and cranny.

Ahhhhhhhhh, glass staircases, mac minimal lines and angles. The mind runs wild.

All things insane are possible. And lovely.

What gets me to stand back in awe though is to just appreciate that the vision Jobs had in that garage ain’t all that far away from the vision we’re seeing realized today. It just took the rest of us about 30 years to see it. Very cool lesson in patience and determination. Can you say, long.

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