Happy 21st Rachel!

It’s hard to believe Rachel turned 21 today.

In 1998 the Dow closed the year at 9,181, the Federal Reserve interest rates were 8.5 percent and Google was incorporated.

I had no idea what I was doing when she was born and pretty frightened the whole first year. Now I mostly stay out of the way.

What a gift she has been.

Also published on Medium.